Terms of Service

Effective Date: March 20, 2025

Thank you for choosing Guaranteed-Insurance.com. Before using our website and services, it’s crucial to read and understand these Terms of Service. By accessing or utilizing our site and services, you are agreeing to comply with the terms outlined here, including any referenced policies. It is your responsibility to review these terms carefully. If you do not agree to all conditions, kindly refrain from using our site or services.

Acknowledgment of Terms

This Terms of Service Agreement (“TOS”) serves as a legally binding contract between Guaranteed Insurance, its subsidiaries, affiliates, and you, the user. Guaranteed Insurance operates at 2000 Metropica Way, Apt 1611, Sunrise, FL 33323, and its services include the website located at https://www.Guaranteed-Insurance.com and all associated features (collectively referred to as the “Site” or “Services”).

Overview of Services

Guaranteed-Insurance.com is specifically designed to support life insurance agents in creating successful final expense telesales businesses. This is accomplished through proprietary tools such as software, training programs, proven processes, and final expense contracts.

All visitors to our site are considered “users” of the services covered under this TOS. The services provided through our website, mobile applications, and integrated platforms (e.g., social media channels) are solely owned and managed by Guaranteed Insurance.

Rights Reserved by Guaranteed Insurance

Guaranteed Insurance retains the authority to:

  • Launch new services or products, and revise, update, or enhance existing offerings and content.
  • Discontinue any services or products at its discretion.

This Agreement is applicable to all new, modified, or discontinued services unless expressly stated otherwise. By continuing to use our services after any updates or revisions, you are acknowledging and accepting the changes. Guaranteed Insurance cannot be held responsible for modifications, suspensions, or updates to services or products. It is your responsibility to regularly review this Agreement and related policies to stay informed. If you disagree with any changes, you must discontinue using our services immediately.

Services Provided "As Is"

Guaranteed Insurance offers all its services strictly on an "AS IS" basis. The organization does not assume responsibility for issues such as delays, missed deliveries, deleted content, or failures to store user data, communication, or personalization settings.

Guaranteed Insurance is committed to safeguarding every member's registration data and personal information under its Online Privacy Policy. To access the full Privacy Policy, visit Guaranteed-Insurance.com/Privacy. By becoming a member, you consent to the collection and use of the provided information, including its transfer across the United States or other countries for storage, processing, or use by Guaranteed Insurance and its affiliates.

Global Use and Export/Import Compliance

The international nature of the internet necessitates adherence to local regulations governing online behavior and acceptable content. Uploading, posting, or transferring software, technology, or technical data may be subject to export and import laws of the United States or other nations. By engaging with Guaranteed Insurance's network, users agree to comply with all applicable export and import regulations, including but not limited to:

  • Export Administration Regulations
  • Sanctions Control Programs

By using Guaranteed Insurance's services, you confirm the following:

  • You are not listed in any governmental export exclusion reports or affiliated with any country subject to export-prohibited regulations.
  • You will not transfer software, technology, or technical data to any country restricted by export laws.
  • You will not utilize Guaranteed Insurance’s website or services for military, nuclear, missile, chemical, or biological weaponry purposes that violate U.S. export laws.
  • You will not upload, transfer, or post software, technology, or technical data that breaches applicable export or import laws.

Content Shared or Submitted to Company Services

Guaranteed Insurance does not claim ownership of any content submitted by its users or visitors, nor will it make such content publicly available without explicit permission. By providing content, users grant Guaranteed Insurance a worldwide, royalty-free, non-exclusive license under the following terms:

  • Content shared in publicly accessible areas may be utilized, reproduced, adapted, and displayed for promotional purposes specific to those areas.
  • Photos, videos, and graphics submitted for public use may similarly be utilized for promotional purposes while membership remains active.
  • Other submitted content may be adapted, translated, or incorporated into other works across various mediums, whether currently known or developed in the future.

Publicly accessible areas include message boards and open groups available to the general public.

Contributions to Guaranteed Insurance's Website

Guaranteed Insurance provides a platform for users to submit feedback, ideas, documents, suggestions, and proposals (collectively referred to as "Contributions"). By submitting Contributions, users acknowledge and accept the following conditions:

  • Your Contributions are free from any confidential or proprietary information.
  • Guaranteed Insurance has no obligation to maintain confidentiality regarding your Contributions, whether express or implied.
  • Guaranteed Insurance reserves the right to use and disclose Contributions in any manner it deems appropriate.
  • All Contributions automatically become the exclusive property of Guaranteed Insurance.
  • Guaranteed Insurance is under no obligation to offer compensation or reimbursement for your Contributions.

Indemnity

Guaranteed Insurance requires users to indemnify and hold harmless its subsidiaries, affiliates, agents, employees, officers, partners, and licensors against any claims or demands, including reasonable attorney fees. This indemnity covers actions arising from content submitted, posted, or otherwise shared through Guaranteed Insurance services, the usage of services, connections to services, and violations of the Terms of Service or the rights of another individual.

Commercial Reuse of Services

Users are prohibited from replicating, duplicating, copying, trading, selling, reselling, or exploiting any element of Guaranteed Insurance’s website or services for commercial purposes.

Modifications

Guaranteed Insurance retains the right to modify, alter, or discontinue any part of its services at any time, with or without prior notice. The organization is not liable for any changes, suspensions, or discontinuations.

Advertisers

Interactions with advertisers found on Guaranteed Insurance services, including payment and delivery of goods or services, are strictly between users and advertisers. Guaranteed Insurance bears no responsibility for losses or damages arising from these dealings or the inclusion of advertisers on its website.

Links

Guaranteed Insurance or third parties may provide links to external sites or resources. Guaranteed Insurance is not responsible for the availability, accuracy, or content of external sites, nor is it liable for any damages resulting from reliance on or use of external goods, services, or information.

Proprietary Rights

Guaranteed Insurance’s services and software contain proprietary information protected by intellectual property laws. Users are prohibited from altering, duplicating, distributing, or creating derivative works from services or software unless explicitly authorized.

Guaranteed Insurance grants users a non-exclusive, non-transferable license for single-device usage of its software. Users must not attempt reverse engineering, source code access, or unauthorized use of modified software versions. Guaranteed Insurance strictly prohibits such activities.

Warranty Disclaimers

By using Guaranteed Insurance’s services and software, you acknowledge that this is at your sole risk. All services and software are provided on an "as is" or "as available" basis. Guaranteed Insurance, along with its subsidiaries, affiliates, officers, employees, agents, partners, and licensors, explicitly disclaims all warranties, whether expressed or implied, including but not limited to implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement.

Guaranteed Insurance makes no guarantees about the following:

  • That the services or software will fulfill your requirements.
  • That the services or software will operate uninterrupted, securely, or error-free.
  • That using the services or software will provide accurate or reliable results.
  • That the quality of products, services, or materials purchased through Guaranteed Insurance will meet your expectations.
  • That any software errors will be corrected.

Downloading any content or materials from Guaranteed Insurance is done at your own discretion. You are responsible for any potential damage to your device, internet access, or data losses resulting from downloads. Guaranteed Insurance makes no warranties outside those explicitly stated in these terms, and obtaining advice or information does not create new guarantees. Individuals with epilepsy or a history of seizures should consult a physician before using services that might induce symptoms, such as dizziness, convulsions, or vision changes.

Limitation of Liability

Guaranteed Insurance and its subsidiaries, affiliates, officers, employees, agents, partners, and licensors shall not be held liable for indirect, incidental, special, or exemplary damages. These include, but are not limited to, loss of profits, data, or goodwill, even if you were informed about the possibility of such damages. Such damages might result from:

  • Inability to use Guaranteed Insurance’s services.
  • The cost of acquiring substitute services or products.
  • Unauthorized access to or changes made to your data or communications.
  • Actions or statements from third parties using Guaranteed Insurance’s services.
  • Any other issues relating to Guaranteed Insurance’s services.

Release

In the event of a dispute, you agree to release Guaranteed Insurance and its affiliates, employees, officers, and partners from any claims, demands, or damages, whether known or unknown, that are connected to the dispute.

Special Admonition Regarding Financial Matters

If you use Guaranteed Insurance’s services for financial purposes, such as stock quotes or investments, it is vital to review the Warranty Disclaimers and Limitation of Liability sections. Guaranteed Insurance’s financial content is for informational purposes only and not intended for investment decisions. Guaranteed Insurance, along with its licensors, is not responsible for the reliability or accuracy of financial data, nor is it liable for any decisions based on such content.

Exclusions and Limitations

Certain jurisdictions may not permit the exclusion of warranties or limitations of liability for incidental or consequential damages. In such cases, some of the terms outlined in Warranty Disclaimers and Limitation of Liability may not apply to you.

Third-Party Beneficiaries

Unless explicitly stated in the Terms of Service, no other entity or individual is considered a third-party beneficiary of this agreement.

Notice

Guaranteed Insurance may deliver notices regarding changes to the Terms of Service (TOS) through multiple communication channels. These include email, regular mail, SMS/MMS, text messaging, website postings, or any other reasonable methods that may be developed in the future. If you access services in an unauthorized manner and violate the TOS, you may not receive these notices. By agreeing to these terms, you acknowledge and accept that you are considered to have received all notices from Guaranteed Insurance, provided you use the services as authorized.

Trademark Information

The trademarks, copyrights, trade names, service marks, logos, and brand features associated with Guaranteed Insurance are exclusively owned by Guaranteed Insurance. You agree not to display or use these marks in any way without explicit, written consent from Guaranteed Insurance.

Copyright or Intellectual Property Infringement Claims Notice and Procedures

Guaranteed Insurance values intellectual property rights and expects users to respect them as well. In cases of infringement or violation of intellectual property rights, Guaranteed Insurance reserves the right to disable or terminate user accounts at its discretion.

If you believe your work has been copied in a way that constitutes copyright infringement or a violation of intellectual property rights, you may submit a notice with the following details:

  • A physical or electronic signature of the individual authorized to act on behalf of the intellectual property owner.
  • A description of the copyrighted work or intellectual property that has been infringed.
  • Details about the location of the infringing content on the Guaranteed Insurance website.
  • Your physical address, telephone number, and email address.
  • A statement declaring that the use of your work is unauthorized by the copyright owner, their agent, or the law.
  • A sworn statement, under penalty of perjury, affirming that the information provided is accurate and that you have the authority to act on behalf of the intellectual property owner.

Please direct your notices to Guaranteed Insurance’s designated agent at:

Guaranteed Insurance
2000 Metropica Way, Apt 1611
Sunrise, FL 33323
Email: [email protected]

Closed Captioning

Guaranteed Insurance adheres to all applicable Federal Communications Commission (FCC) rules and regulations for closed captioning of video content. For additional information, please visit Guaranteed Insurance’s website.

General Information

Guaranteed Insurance’s Terms of Service (TOS) constitute the entire agreement between you and Guaranteed Insurance, governing your use of the services. This agreement supersedes all prior versions of the TOS related to Guaranteed Insurance. Additionally, certain services, affiliate offerings, third-party content, or software may be subject to separate terms and conditions.

Choice of Law and Forum

Both parties agree that the relationship defined in this TOS is governed by the laws of the state of Florida, excluding its conflict of law provisions. Any disputes, claims, or causes of action arising from this TOS or related interactions must be submitted exclusively to courts in Broward County, Florida, or the U.S. District Court in Florida. By using Guaranteed Insurance’s services, you waive objections to these courts' jurisdiction or venue.

Waiver and Severability of Terms

A failure by Guaranteed Insurance to enforce any part of the TOS does not constitute a waiver of that provision or right. If any aspect of this agreement is determined to be invalid by a court of law, the remaining provisions will continue in full effect, with efforts made to uphold the original intent of the invalidated provision.

Statute of Limitations

Any claims or actions related to Guaranteed Insurance’s services or this TOS must be initiated within four years from the date the claim or cause of action occurred. Claims initiated after this period will be permanently barred.

Violations

Report any violations of the TOS to Guaranteed Insurance using the provided contact information:

Guaranteed Insurance
2000 Metropica Way, Apt 1611
Sunrise, FL 33323
Email: [email protected]

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